I decided to 45 lb . Why We don’t know. But there u get. Ideally become more with icl

I decided to 45 lb . Why We don’t know. But there u get. Ideally become more with icl

Hi, i’ve simply been onto my sunny account and did an affordability problem. It states I am due simply over ВЈ500 but is only going to get about ВЈ5 of this. The difficulty I have is I still owe the income however the loan happens to be offered to SLL Capital. With wonga they took the complete quantity off the things I nevertheless owed, that we had been hoping they’d do right here but as the been offered do we nevertheless need to spend all of it back and just accept ВЈ5 from sunny? I am hoping this makes feeling

Sara (Financial Obligation Camel) says

I will be amazed it has occurred. had been the loan that is last of this people being refunded?

I’m uncertain how exactly to make sure that? It simply took me personally directly to just how much I had been due.

Sara (Financial Obligation Camel) says

Ok, you are suggested by me mobile up customer solutions and have them why while you have experienced redress calculated it hasn’t been utilized to offset the total amount owed. Be persistent.

Thankyou ring that is i’ll the next day. Because its sold to SLL Capital though do they will have capacity to do this?

Sara (Financial Obligation Camel) says

Yes, a loan provider can invariably buy back once again a debt.

well ive been from the phone to sunny and got nowhere. Fundamentally all ill get straight straight straight back through the £558 is several pounds as well as shall perhaps perhaps not just take the quantity off my financial obligation as the with SLL Capital now. Appears quite unjust once the loan ended up being unaffordable and I also shouldn’t be paying out it. Fundamentally its perhaps perhaps not their issue now because it ended up being in love with

Full of the boro says

Once I get on my account it states they can’t provide me personally that loan but can pass my information on to some other business whom might possibly assist!

Have emailed them for help

Sara (Financial Obligation Camel) says

Can there be maybe maybe maybe not a hyperlink to web page to place in a claim?

£6k odd it is saying my possible claim is and I’ll get max of £60 right right Back. This is certainly psychological that this business has away with this specific.

I logged in this early morning to note that I they certainly were perhaps not considering my loan as unaffordable while the claims calculator didn’t suggest this . We neglect to observe this really is feasible provided I also entered into a debt management plan shortly after taking out the loan in 2014 that I had taken out other payday loans at the time of my application and the loan was for £500 . I truly want to get this loan taken from my credit files after they wrote of the loans this month as it’s the only creditor who didn’t default during my DMP , it’s currently showing as settled on my report . I’ve submitted a handbook claim as this ended up being a choice once I logged into my account but I’m maybe maybe not keeping down hope that is much .

Sara (Financial Obligation Camel) says

ВЈ500 is quite marginal to win a single loan grievance during the Ombudsman.

The situation actually for you personally is they need marked the loan as defaulted in 2014/early 2015 – if they’d, it could be dropping down quickly. that is what you ought to really push for, maybe maybe not when it comes to loan to be upheld as unaffordable.

Hi That’s all i’d like we don’t actually value the reimbursement it is the payment that is late to my credit files which are the thing I require removing . We have made complaints for them within the last few couple of months that the loans must have been defaulted plus they declined to include a backdated default to 2014. They will have now stated within their webiste plus in the e-mail they are handing the management of the accounts to the credit reference agencies if amendments need to be made that they sent today . We can’t observe how the credit guide agencies should be able to make amendments though without consent from sunny ! This really is extracted from their site :

We’ve transmitted the control over keeping any records that are remaining the credit score agencies, once we won’t be keeping these documents moving forward. Any more questions regarding entries on customers’ credit files in terms of ECIL loans must certanly be raised https://personalbadcreditloans.org/payday-loans-ky/ using the agency that is relevant.

Sara (Financial Obligation Camel) says

OK, then you can certainly grumble straight to the CRAs – which CRAs show this loan?

All 3 unfortuitously ! I’ve raised Experian and Transunion will do the same with equifax tomorrow today . I’ve just never been aware of credit guide agencies being offered the charged capacity to amend entries on credit records ! Extremely strange .

Sara (Financial Obligation Camel) says

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